City awarded $1.8 Million Grant for Home Repair/Rehabilitation Program
Published on September 12, 2024
Homeowner Repair & Rehabilitation Assistance Program: Due to high demand, the pre-application form opened on October 1, 2024, at 9 a.m. and closed by 9:13 a.m., having reached its maximum of 100 submissions.
The City of Port St. Lucie has been awarded $1.8 million through the State Housing Initiative Partnership (SHIP) grant to assist qualified city residents in need of home repairs. This grant, provided by the Florida Housing Finance Corporation, will allow eligible residents to apply for funds of up to $50,000.
Qualified residents of Port St. Lucie are encouraged to apply for the funds to address critical home repair needs. Port St. Lucie’s Neighborhood Service Housing Division will open the Homeowner Repair and Rehabilitation Assistance Program pre-application list at 9 a.m. Tuesday, Oct. 1, 2024, and the list will remain open until the maximum number of applications (100) has been reached.
Port St. Lucie’s Homeowner Repair & Rehabilitation Assistance Program is designed for low-income homeowners who need assistance to fund approved repair and rehabilitation projects for their primary residence. To apply, applicants must:
- Be low-moderate income
- Have had their primary residence within the Port St. Lucie city limits for one year or more
- Have an assessed home value of $560,154 or less
- Be current on any mortgage payments/ property taxes
The City will provide up to $50,000 for approved home repairs for income-eligible homeowners. This program will provide 0% interest deferred payment loans (DPL) for health/safety/energy efficiency home improvements, meaning no monthly payments are due. The loans are forgiven over a 15-year period, according to the program guidelines.
These funds are utilized to make necessary improvements to ensure homes are safe, sanitary and meet current code requirements. Eligible repairs include correcting code violations, weatherization, roof, plumbing and electrical improvements, septic systems, etc. Manufactured homes, pool/hot tubs and illegal/non-permitted repairs or remodeling do not qualify. Applicants can view a list of frequently asked questions and more information about the program guidelines online at www.cityofpsl.com/housing.
Beginning at 9 a.m. Tuesday, Oct. 1, 2024, interested and qualified persons can start the process by filling out the required pre-application questionnaire at www.cityofpsl.com/housing. If an applicant cannot access the pre-application online, they may call the City to have someone assist them or come into City Hall for a printed copy. The City’s Neighborhood Services Department, Community Programs Housing Division, is available to answer questions, print a pre-application or review any of the questions with applicants by:
- Email: nsd@cityofpsl.com
- Phone: 772-344-4084
- In-person: City Hall, 121 SW Port St. Lucie Blvd., from 9 a.m. to 4 p.m., Monday through Friday.
Applicants who apply and meet all the eligibility criteria will be notified by City staff about the status of their application and any future steps in processing their file by telephone and email (if applicable).
When the maximum number of applications has been received, the City will publish a notice on www.cityofpsl.com/housing that the pre-application list has closed. Eligible applicants with complete applications will be randomly selected for review – not on a first-come, first-served basis. If additional funding is available, the City will re-open the pre-application list and notify residents at least two weeks before opening.