Residential Culvert Assistance Pilot Program

Option #1: 10-Year, Interest-Free Financing

No income qualification is required. The homeowner pays back the cost through a special assessment on their annual property tax bill.

Option #2: Grant Funding

Grants may be available to qualifying low-income households. Funds are limited and awarded based on availability. 

1. Apply

• Complete the contact form and a representative from the City will reach out to guide you through completing the application—either online or in person.

After completing your application, it will be reviewed for the following:

• An active code compliance case exists
• The culvert is confirmed to be in a failed state
• Check income eligibility before applying for a grant. Your total (gross) income cannot exceed the maximums allowed in the table below.

2025 Income Limits by Family/Household Size:

Need help applying? Contact the Neighborhood Services Department Housing Division at 772-344-4084 or email housing@cityofpsl.com.

2. Property Evaluation

City staff will inspect the property and get a cost estimate for repairs within the right-of-way.

3. Resident Meeting

Staff will meet with you to:

• Review the loan or grant option
• Confirm the repair estimate
• Finalize paperwork and agreements

Only the concrete portion of the driveway within the right-of-way will be replaced. Decorative elements will not be restored.

4. Installation

The City’s contractor will obtain permits and complete installation of the new culvert and driveway in the right-of-way within six months of the agreement or within the current fiscal year.

5. Final Inspection

The City inspects the completed work. A one-year warranty is provided and the Code Compliance division is notified to close your case.

6. Loan Repayment

If applicable, your loan is added to your property tax bill and repaid over 10 years. Once paid off, no additional payments are required.

What is a driveway culvert?
It’s a pipe beneath a driveway that allows rainwater to flow through the swale.

Who is responsible for maintaining culverts?
According to City Code Section 41.08(H)(1), homeowners must maintain and replace culverts as needed to avoid obstructing stormwater flow through the swale.

What is stormwater?
Stormwater is rain that runs off roofs, driveways and roads. Culverts help manage its flow and prevent flooding.

What qualifies as a failed culvert?
A collapsed driveway or blocked pipe that is not conveying the designed drainage capacity.

Why is proper drainage important?
It prevents flooding, protects public health and maintains neighborhood aesthetics.